EMI guideline

How to Avail EMI on Your Purchase

We offer convenient Equated Monthly Installment (EMI) options via credit cards from major banks through our secure payment partner, SSLCommerz. Follow these simple steps to convert your purchase into easy monthly payments:

Step 1: Add to Cart and Checkout. Add your desired products to the shopping cart. When you are ready, go to the checkout page, fill in your billing and shipping information, and select Online Payment / SSLCommerz as your payment method. Click “Place Order” to be redirected to the secure payment gateway.

Go to the desired product page and press but now.

After pressing buy now you will be redirected to the checkout page, fill out all the necessary information and then check Online payment and press ‘Place Order’.

Step 2: Select the EMI Option. On the SSLCommerz payment page, add your credit card.

Step 3: Choose EMI tenure.  Press the button ‘Select EMI tenure’ and a list of EMI plans will show below

Step 4: You will be redirected to the associated bank page and complete the bank proccedure


Global EMI Charge Matrix

Below is the formal bank-wise summary of the EMI interest charges applied based on your chosen installment tenure. Please review your bank’s specific rates before completing your transaction.

Bank 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 30 Months 36 Months

AB Bank PLC

3.09% 4.71% 6.95% 9.29% N/A N/A N/A N/A

Al-Arafah Islami Bank PLC

3.09% 4.71% 6.95% 9.29% N/A N/A N/A N/A

Bank Asia Limited

3.09% 4.71% 6.95% 9.29% N/A N/A N/A N/A

BRAC Bank PLC

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% N/A N/A

Citizens Bank PLC

3.09% 4.71% 6.95% 9.29% N/A N/A N/A N/A

City Bank PLC

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% 19.76% 24.22%

Community Bank Bangladesh Limited

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% 19.76% 24.22%

Dhaka Bank PLC

3.09% 4.71% 6.95% 9.29% N/A N/A N/A N/A

Dutch-Bangla Bank PLC

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% N/A 24.22%

Eastern Bank PLC.

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% 19.76% 24.22%

Export-Import Bank of Bangladesh Limited (Exim Bank)

3.09% 4.71% 6.95% 9.29% N/A N/A N/A N/A

IFIC Bank

3.09% 4.71% 6.95% 9.29% 12.99% 19.76% 18.34% 24.22%

Islami Bank Bangladesh PLC.

3.09% 4.71% 6.95% 9.29% 12.99% 19.76% 18.34% 24.22%

Jamuna Bank Limited

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% N/A 24.22%

Lanka Bangla Financial Limited

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% N/A N/A

Meghna Bank Limited

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% N/A N/A

Mercantile Bank PLC

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% 19.76% 24.22%

Midland Bank Limited

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% N/A N/A

Modhumoti Bank PLC.

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% 19.76% N/A

Mutual Trust Bank PLC

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% N/A 24.22%

National Credit & Commerce Bank PLC

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% N/A 24.22%

National Bank Limited

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% N/A N/A

NRB Bank Limited

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% N/A 24.22%

NRB Commercial Bank

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% N/A N/A

One Bank PLC

3.09% 4.71% 6.95% 9.29% N/A N/A N/A N/A

Premier Bank

3.09% 4.71% 6.95% 9.29% N/A N/A N/A N/A

Prime bank

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% N/A N/A

Pubali Bank Limited

3.09% 4.71% 6.95% 9.29% N/A N/A N/A N/A

Shahjalal Islami Bank Limited (SJIBL)

3.09% 4.71% 6.95% 9.29% N/A N/A N/A N/A

Shimanto Bank

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% N/A N/A

South Bangla Agriculture and Commerce Bank Limited (SBAC)

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% N/A N/A

Southeast Bank PLC.

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% 19.76% 24.22%

Standard Bank Limited

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% N/A N/A

Standard Chartered Bank

3.63% 5.82% 8.70% 11.73% 15.61% 21.21% N/A 29.03%

Trust Bank Limited

3.09% 4.71% 6.95% 9.29% 12.99% 18.34% 19.76% 24.22%

United Commercial Bank PLC (UCB)

3.09% 4.71% 6.95% 9.29% N/A 18.34% N/A N/A

📌 Important Things to Note:

  • Minimum Purchase: EMI is generally applicable only on orders with a minimum total value of BDT 5,000 (this may vary slightly depending on your bank’s policy).

  • Credit Limit: Ensure your credit card has sufficient available balance to cover the full cart value, otherwise the transaction will be declined.

For any inquiries, assistance, or complaints, please reach out to us:
Leading Edge
📍 H 78/1, Amtoli, Chairman Bari Road, Dhaka.
📞 01759-993888
✉️ info@leadingedge.com.bd

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